Each Costco and Nationwide pet insurance have accident and illness plans covering every part from arthritis treatments to minor skin lacerations.
Costco and Nationwide each have a 14-day waiting period for illnesses. Nevertheless, Costco has a one-day waiting period for accidents, while Nationwide has a 14-day accident waiting period.
Each corporations even have prolonged waiting periods for other conditions. For instance, Nationwide has a 12-month waiting period for cruciate ligaments or meniscus (knee) injuries, and Costco has a 6-month waiting period for orthopedic conditions. Nevertheless, Costco pet insurance will waive the prolonged waiting period in case your vet signs an orthopedic waiver throughout the first 30 days of your policy.
One other key difference between the 2 corporations is that Costco offers an additional care pack add-on that covers expenses like boarding fees, property damage liability and vacation cancellations when you delay your trip as a result of a pet emergency. Nationwide doesn’t offer any of those options.
Nationwide includes exam fees in its plans, while it’s essential to buy the additional Wellness power-up from Costco when you want coverage for exam fees.